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Identity Theft Information
2. Colorado Attorney General, Identity Theft Repair Kit 3. Report identity theft crime to your police department so you will have a police report. Colorado Springs Police Department (CSPD), Identity Theft 4. Colorado Springs Police Department Identity Theft Brochure Colorado Revised Statutes 12-14.3-106.5 provides that credit reporting agencies must permanently block the distribution of adverse credit information on a consumer when the consumer has submitted a police report to the credit agency, alleging that he/she has been the victim of identity theft, resulting in adverse credit information. 5. Michigan State University, School of Criminal Justice, Identity Theft Program 6. Social Security Administration, Publication: Identity Theft and Your Social Security Number7. FDIC Article: A Crook Has Drained Your Account- Who Pays? 8. US Department of Justice, Identity Theft and Identity Fraud 9. Federal Trade Commission (FTC), Identity Theft educational information 10. Watch FTC Video on ID Theft 11. Report identity theft to the FTC to aid law enforcement. Filing a Complaint with the FTC 12. Check your credit reports annually for free: AnnualCreditReport.com 13. If you are a victim, place a fraud alert with one credit reporting company to prevent unauthorized use. They will notify the other two credit reporting agencies of the fraud alert. The initial fraud alert will expire in 90 days unless you file a police report to place an Extended Fraud Victim Alert for 7 years. 14. If you are not a victim, you can place a security freeze on your credit reporting accounts to prevent unauthorized use. Contact each credit reporting company separately. You can remove the security freeze temporarily if you need to apply for credit. 15. Close accounts that you suspect have been affected by identity theft. Have new account numbers issued. 16. Document all your communications regarding identity theft. Make notes on everyone you speak with. Ask for names, department names, and phone extensions, and record the date and time you speak with each person. 17. Call us with your questions or to enroll in the ID Theft Shield plan from Pre-Paid Legal. 18. If you need to file an ID Theft Affidavit, we can Notarize it for you. 19. Business owners should build business credit history under your business Tax ID Number (TIN) or Employer Identification Number (EIN). This will keep business credit history separate from personal credit history, which is stored under your Social Security Number. For more information on building business credit history, contact Jerry Lucas, Financial Advisor, at AdvisorFinancialServices.com. Consumer Credit Bureaus EquiFax Experian Trans Union Innovis
Consumer Assistance Business Credit Bureaus Dun &
Bradstreet (D&B) |
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update 03/08/2010 01:35 PM
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